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myABL (ALLIED BANK) API INTEGRATION
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Runnable API access to balances, statements, RAAST transfers and card data from Pakistan's Oracle OBDX banking platform
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INTRODUCTION
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myABL is the mobile and internet banking application of
Allied Bank Limited, one of Pakistan's major banks, serving
millions of users across the country. Built on Oracle
Banking Digital Experience (OBDX) — identifiable by its
package id com.ofss.digx.mobile.android.allied — myABL
exposes a customer's banking world through REST web
services rather than a closed, unreachable interface.
For businesses, developers and fintech teams that need
authorized access to Allied Bank account data, this matters
a great deal. Instead of screen-scraping a mobile app,
OpenBanking Studio maps the live OBDX call chain and
delivers typed, runnable API clients covering balances,
statements, transaction history, RAAST identity and
transfers, and card data — all under the account holder's
own consent.
This integration is designed for teams building account
aggregation tools, reconciliation systems, treasury
dashboards, lending decision engines, and any product that
needs structured, reliable data out of myABL.
Full details: https://openbankingstudio.com/myabl.html
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SUPPORTED API FEATURES
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✓ [1] Account balances — current and available balance,
per account, in PKR, pulled from the demand-deposit
resource behind the authenticated OBDX session.
✓ [2] Statements and transaction history — structured,
per-line transaction data (date, amount, type,
counterparty, running balance), not just the PDF
a user downloads.
✓ [3] RAAST identity and transfers — RAAST ID lifecycle
(create, link, delink, delete) and RAAST transfer
status, modeled separately from balance and
statement resources.
✓ [4] Card data — debit, credit and virtual card state,
real-time spend feed, and card limits.
✓ [5] Bills, payees and loyalty data — saved billers,
payment history, myABL Coins ledger, and downloadable
tax/maintenance certificates.
✓ [6] Authentication and session handling — OBDX login,
JWT token issuance, session/cookie management, and
documented 401/token-refresh behavior.
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USE CASES & APPLICATIONS
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[1] Cash position and treasury dashboards
• Pull live account balances across multiple Allied
Bank accounts
• Sync PKR balances into internal finance tools
• Monitor available vs. current balance in real time
[2] Reconciliation and bookkeeping automation
• Import structured transaction lines instead of
parsing PDF statements
• Match running balances against internal ledgers
• Automate month-end and audit-trail workflows
[3] Payment initiation and proxy resolution
• Resolve RAAST aliases to account numbers
• Track RAAST transfer status end-to-end
• Build payment flows aligned with SBP's open-banking
direction
[4] Card and spend analytics
• Monitor debit, credit and virtual card state
• Feed real-time spend data into expense tools
• Automate card lifecycle actions (block/activate)
[5] Lending, investment and rewards aggregation
• Pull PayDay advance-salary eligibility and limits
• Aggregate ABL Asset Management fund positions
• Reconcile myABL Coins loyalty accrual and balance
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BENEFITS & ADVANTAGES
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✓ Works against a real REST API layer (OBDX), not a
fragile screen-scrape of the mobile app
✓ Delivers runnable Python or Node.js source code, not
just documentation
✓ Includes a full OpenAPI/Swagger spec for accounts,
statements, transactions, RAAST and card resources
✓ Normalizes output into stable JSON/CSV schemas across
currency, date and counterparty fields
✓ Separates read-only entitlements from payment-initiation
entitlements for safer access control
✓ Built with automated tests and maintainable interface
documentation for in-house teams
✓ Designed around SBP compliance expectations, including
data-localisation and consent-record handling
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SUBSCRIPTION PLANS
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Two simple engagement models:
• Source-code package — from $300, delivering runnable
API clients, the OpenAPI spec, tests and documentation,
paid only after delivery once you're satisfied.
• Pay-per-call — use hosted endpoints directly with no
upfront fee, billed only for what you call.
Delivery typically runs on a 1-2 week cycle.
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CONCLUSION
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myABL sits on a well-structured REST platform, which means
Allied Bank's account, RAAST and card data can be
integrated reliably rather than reverse-engineered on
shaky ground. For teams that need live balances,
structured statements, RAAST payment resolution or card
analytics out of Allied Bank, an authorized, protocol-level
integration is the dependable path forward.
If your product needs real, working access to myABL data,
start the conversation today and get runnable clients
built around your specific use case.
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访问链接 / ACCESS
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https://openbankingstudio.com/myabl.html
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last updateTime: 2026-07-06 01:41:34b
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